House prices are rising again and buying your first home can seem a daunting challenge. Saving for a deposit and getting a mortgage the right mortgage deal agreed can be tricky enough although that’s just the start of it.
How to search for a suitable home in the best area, negotiate with estate agents, commission the right survey and budget for legal and removal costs, can all seem daunting when you are a home-buying novice.
But the good news is that we can guide you and advise you every step of the way.
With the government’s various Help to Buy schemes now officially launched and proving successful you can be confident as a first-timer buyer (and home movers) if you can raise a 5% deposit you can not only get into the property ladder you can also attract more affordable and competitively priced mortgage deals.
Several lenders also offer their own mortgage schemes designed to give first-time buyers that all-important leg-up onto the housing ladder. You could even buy your parents home with no deposit.
So why not contact us today and let an Instinct Financial Solutions trained advisor take the hassle and uncertainty out of buying your first home.