House prices are rising again and buying your first home can seem a daunting challenge. Saving for a deposit and getting a mortgage the right mortgage deal agreed can be tricky enough although that’s just the start of it.
How to search for a suitable home in the best area, negotiate with estate agents, commission the right survey and budget for legal and removal costs, can all seem daunting when you are a home-buying novice.
But the good news is that we can guide you and advise you every step of the way.
With the government’s various Help to Buy schemes now officially launched and proving successful you can be confident as a first-timer buyer (and home movers) if you can raise a 5% deposit you can not only get into the property ladder you can also attract more affordable and competitively priced mortgage deals.
Several lenders also offer their own mortgage schemes designed to give first-time buyers that all-important leg-up onto the housing ladder. You could even buy your parents home with no deposit.
With the cost of mortgages now at its lowest in history and lenders are becoming more flexible in there approach to lending this could be the right time for you to buy.
So why not contact us today and let an Instinct Financial Solutions trained advisor take the hassle and uncertainty out of buying your first home.
"I would personally recommend the services provided by Instinct Financial Solutions who provided us with all our mortgage & insurance advice. One key area of protection Michael strongly advised me & George to take up was that of a Life and Critical illness insurance. Like most we never wanted or truly believed that one day we would need to sadly make a claim on our life policy. During very difficult times Michael willingly provided me with guidance and the strong support to ensure the claim process was smooth and as stress free as possible."
"We would just like to thank Michael for all the help and support in our house move! We have known Michael now for around 8 years, his experience and knowledge of the financial market has helped us no end in that time! Recently we moved house and as we all know house moves can be very stressful, but Michael took the stress out of the move as much as he could! He arranged everything from the mortgage through to home and life insurance and liaised with necessary lenders, solicitors and estate agents. We certainly could not have done it without him and we are eternally grateful for his professional support from start to finish!!"
Karen & Annie